Major Stress Due to Unforeseen Circumstances..

Is it possible for a credit company to deduct money from another account while you only authorise them to deduct from one? I realize the money which I deposit into my mum account was deducted by the credit company. I already told them I will pay $100 per month but they insist that I pay $400 per month. Now, even deduct money from mum's account when it was not authorised. How to live in such a society?

I called them up recent week to ask them to give me the statement for the loan, however, I was refused by the customer service officer saying that they have no access to give me such statement. I calculated the ones they sent on by last year end, and it seems that I should have already cleared one of them. However, I was charged $600 this month, and they deducted another $200 from mum's account. I wonder what happened. I filled in the form stating a monthly repayment of $100 for each account, and it should only be $200 per month. What can I do now? I really don't know. Another worry been added to the basket. I will have to call them up tomorrow again, though I am pretty sure that they would refuse to give me my remaining balance statement. Is my calculation wrong, or am I being overcharged? I will definitely find it out tomorrow, this credit management company really sucks to the core. Not only they refused to abide by the repayment application form, they could just deduct money from your immediate family bank account?

Perhaps, they would be better off without my existence. Though the loans were taken for the medical expenses for mum's continuous operations over 10 years, it's my fault being at school unable to afford her expenses resulting in all such loans. Sometimes I wonder why did I study in the first place, it was useless, not only it didn't help in gaining a rightful employment well, it doesn't secure me a job that provide financial stability to me and my family. Perhaps, the cost of living in this country is too high for it's citizens. It's more suitable for rich businessmen. Just not for us. We are not living in the right place.

I think I might get another break down soon, if tomorrow I can't get them to refund the money. I would really break down, and I am serious about that. No one would help anyway, as long as it's about money, no one would. I am used to living this way, I have to be. The sun would still rise tomorrow, and everything would still be the same, work stress, bullying on and on. Now, this...

I will go find out the what the hell happened and update again, jotting all this down so that I won't forget about all this as time passed. It's not something that should be forgotten, it should be something that you remember and know how hard and cruel living in a society is.

I would.